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Koinly vs CoinTracking: the United States numbers

Koinly covers more (900 vs 400). Full Koinly vs CoinTracking breakdown for United States, verified against official pages on July 29, 2026.

Verified
Jul 29, 2026
Sources
Official sources cited
Market
United States

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Top pick for United StatesKoinly logoKoinlytax tool

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Updated
Jul 29, 2026

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On the numbers both platforms publish, Koinly takes this one for most United States users: the platform covers more (900 vs 400). That verdict is mechanical — lower published entry-tier cost and broader published coverage win rows, and ties stay ties. Every figure was re-checked against official pages on July 29, 2026, and the row-level sources are one click away below.

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Koinly

market
United States
Valid until Jan 1, 2027Source: koinly-official

Referral terms vary by region and account state.

Open Koinly

Koinly and its counterpart are lined up on the same published rows below — entry-tier costs, verification, coverage, and local availability — with the winning cell decided by the published number alone, re-checked on July 29, 2026. Where a platform does not publish a figure, the row says so instead of guessing, because an unpublished number is a real answer about transparency too. Use the availability row first if you are signing up from United States: a cheaper venue that cannot legally take your registration is not cheaper.

BrandPublished valueSourceAvailability
Koinly logoKoinlyTop pick for United StatesFree tier: Free plan: $0 free forever with 10,000 transactions · Transaction capacity: Up to 100,000 transactions on regular accounts (extra transactions purchasable in-app above top plan)Koinly official websiteaccepts United StatesOpen account
CoinTracking logoCoinTrackingFree tier: Free plan $0 — portfolio view only; 7-day trial with unlimited imports; new imports and tax reports require a paid plan · Transaction capacity: not publishedCoinTracking official websiteaccepts United StatesOpen account

Each check below names the platform whose published number wins that row outright, using the values re-verified on July 29, 2026. Koinly and its rival keep their source links in the last row, so any cell can be audited in one click before you commit funds — and if a provider stops publishing a value, the row flips to "not published" on the next re-check rather than staying frozen.

Koinly vs CoinTracking, published values checked July 29, 2026.
CheckKoinlyCoinTracking
Free tierFree plan: $0 free forever with 10,000 transactionsFree plan $0 — portfolio view only; 7-day trial with unlimited imports; new imports and tax reports require a paid plan
Transaction capacityUp to 100,000 transactions on regular accounts (extra transactions purchasable in-app above top plan)not published
Country / report coverageAvailable in 20+ countries; supports all countries using Average Cost/FIFO/LIFO/HIFO; specialised reports for USA, Canada, Australia, UK, Germany, Norway, Denmark, Sweden; report types: 1099-DA, Form 8949, Schedule D, TurboTax/TaxACT export, international tax reports, comprehensive audit reportTax reports for 100+ countries; named formats include IRS Form 8949, Schedule D, HMRC, ATO; 11 tax methods
Exchange integrations900+ exchanges & wallets (homepage headline; a homepage FAQ elsewhere says 800+ — site-internal inconsistency)400+ exchange, wallet, and blockchain integrations via API or CSV
Foundednot publishedFounded 2012, built in Munich, Germany
Availabilityaccepts United Statesaccepts United States
Official sourceKoinly official websiteCoinTracking official website

Using Koinly or CoinTracking from United States

Signing up from United States puts Koinly and CoinTracking under a local rulebook, and it is not what the fee table alone tells you. FinCEN (Financial Crimes Enforcement Network, US Treasury) is the federal AML regulator; its guidance classifies virtual-currency exchangers as money transmitters, alongside state money-transmitter regulators. Federal baseline is FinCEN Money Services Business (MSB) registration via FinCEN Form 107, renewed every two years; exchanges additionally need state money transmitter licences. How money actually reaches the order book here: ACH bank transfer is the dominant deposit rail; the ACH Network connects essentially all US bank accounts and is operated by the Federal Reserve's FedACH and The Clearing House's EPN. Instant interbank payments are available via the Federal Reserve's FedNow Service, live since July 20, 2023, settling in near real-time at any time of day. On tax treatment in this market: The IRS treats digital assets as property, not currency; disposals of investment holdings are taxed as capital gains or losses, and all digital-asset transactions must be reported. None of this market context changes the Koinly figures in the table above — it decides how you act on them.

Which is better: Koinly or CoinTracking?
For most United States users, Koinly — Koinly covers more (900 vs 400). If your priority is different (coverage, track record, verification rules), the table above shows exactly where each one wins.
How is crypto regulated in United States?
FinCEN (Financial Crimes Enforcement Network, US Treasury) is the federal AML regulator; its guidance classifies virtual-currency exchangers as money transmitters, alongside state money-transmitter regulators. — Federal baseline is FinCEN Money Services Business (MSB) registration via FinCEN Form 107, renewed every two years; exchanges additionally need state money transmitter licences. (source: fincen.gov).
How does ChainCosts earn from this page?
If you open an account through a link here, the provider may pay us a commission. It never changes the price you pay, and it has no input into which cell wins a row — the published numbers decide.

At a glance

Key facts

Verified Jul 29, 2026
Market
United States
Verified
Jul 29, 2026
Data completeness
Only figures backed by the cited sources are shown; anything we could not verify is left out.

ChainCosts may earn a commission if you sign up through a partner link on this page. This never changes the numbers we publish.

Not financial, tax, custody, or investment advice. Verify live terms with the provider before acting.

Koinly logo

tax tool

Koinly

market
United States
Valid until Jan 1, 2027Source: koinly-official

Referral terms vary by region and account state.

Open Koinly
CoinTracking logo

tax tool

CoinTracking

market
United States
Valid until Jan 1, 2027Source: cointracking-official

Referral terms vary by region and account state.

Open CoinTracking

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Machine-readable summaryen-US / US
What this page does
comparison screening with visible partner-link disclosure
Offers covered
Koinly, CoinTracking
Evidence
3 cited sources: Koinly official website, CoinTracking official website, ChainCosts exchange fee checklist
Partner links
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