Binance vs OKX: the United States numbers
Binance undercuts OKX on spot taker fees (0.1% vs 0.35%). Full Binance vs OKX breakdown for United States, verified against official pages on July 31, 2026.
- Verified
- Jul 31, 2026
- Sources
- Official sources cited
- Market
- United States
Next step
Ready to open an account? Use the partner link below
Compare the verified fees on this page first. When you are ready, the button opens the provider in a new tab through our tracked partner link — you still see their official signup flow.
OKXtrading bonusNo extra cost to you · Official provider site · Commission disclosed
How we earn · How we verify fees
- Market
- en-US / US
- Page
- comparison
- Updated
- Jul 31, 2026
Referral terms vary by region and account state.
Binance does not currently accept United States customers under its published terms, so OKX is the practical choice locally regardless of the fee math. On the published numbers themselves: Binance undercuts OKX on spot taker fees (0.1% vs 0.35%); the platform is cheaper on the maker side (0.1% vs 0.2%); OKX has the longer track record (since 2013 vs 2017). Every figure was re-checked against official pages on July 31, 2026, and the row-level sources are one click away below.
trading bonus
OKX
- market
- United States
Referral terms vary by region and account state.
Open OKXBinance and its counterpart are lined up on the same published rows below — entry-tier costs, verification, coverage, and local availability — with the winning cell decided by the published number alone, re-checked on July 31, 2026. Where a platform does not publish a figure, the row says so instead of guessing, because an unpublished number is a real answer about transparency too. Use the availability row first if you are signing up from United States: a cheaper venue that cannot legally take your registration is not cheaper.
| Brand | Published value | Source | Availability | |
|---|---|---|---|---|
 Binance | Spot maker fee: 0.1% · Spot taker fee: 0.1% | Binance trading fees | Binance's US platform operator, BAM Trading Services Inc. (DBA Binance.us, Miami FL), appears on FinCEN's public MSB Registrant Search. | |
| OKXTop pick for United States | Spot maker fee: 0.2% · Spot taker fee: 0.35% | OKX trading fee rules FAQ | OKX serves US customers through OKX INC. (San Jose, CA), which holds state money transmitter licences and appears on FinCEN's MSB Registrant Search. | Open account |
Each check below names the platform whose published number wins that row outright, using the values re-verified on July 31, 2026. Binance and its rival keep their source links in the last row, so any cell can be audited in one click before you commit funds — and if a provider stops publishing a value, the row flips to "not published" on the next re-check rather than staying frozen.
| Check | Binance | OKX |
|---|---|---|
| Spot maker fee | 0.1% | 0.2% |
| Spot taker fee | 0.1% | 0.35% |
| Deposit methods | not published | Card purchases via Visa, Mastercard and others |
| Proof of reserves | not published | Yes — monthly zk-STARK Proof of Reserves, 1:1 reserve; 44th report (Jun 2026) $22.65B in primary assets |
| Founded | July 2017 | 2013 (as Okcoin; OKEx 2017; rebranded OKX Jan 2022) |
| Headquarters | No official company headquarters (formerly China, Japan, Malta) | OKX US entity registered in San Francisco, CA (NMLS #1767779); company HQ San Jose, California per Wikipedia |
| Availability | not available in United States | accepts United States |
| Local registration | Binance's US platform operator, BAM Trading Services Inc. (DBA Binance.us, Miami FL), appears on FinCEN's public MSB Registrant Search. | OKX serves US customers through OKX INC. (San Jose, CA), which holds state money transmitter licences and appears on FinCEN's MSB Registrant Search. |
| Official source | Binance trading fees | OKX trading fee rules FAQ |
Using Binance or OKX from United States
Signing up from United States puts Binance and OKX under a local rulebook, and it is not what the fee table alone tells you. FinCEN (Financial Crimes Enforcement Network, US Treasury) is the federal AML regulator; its guidance classifies virtual-currency exchangers as money transmitters, alongside state money-transmitter regulators. Federal baseline is FinCEN Money Services Business (MSB) registration via FinCEN Form 107, renewed every two years; exchanges additionally need state money transmitter licences. How money actually reaches the order book here: ACH bank transfer is the dominant deposit rail; the ACH Network connects essentially all US bank accounts and is operated by the Federal Reserve's FedACH and The Clearing House's EPN. Instant interbank payments are available via the Federal Reserve's FedNow Service, live since July 20, 2023, settling in near real-time at any time of day. On tax treatment in this market: The IRS treats digital assets as property, not currency; disposals of investment holdings are taxed as capital gains or losses, and all digital-asset transactions must be reported. None of this market context changes the Binance figures in the table above — it decides how you act on them.
- Which is better: Binance or OKX?
- Binance does not currently accept United States customers under its published terms, so OKX is the practical choice locally regardless of the fee math.
- How is crypto regulated in United States?
- FinCEN (Financial Crimes Enforcement Network, US Treasury) is the federal AML regulator; its guidance classifies virtual-currency exchangers as money transmitters, alongside state money-transmitter regulators. — Federal baseline is FinCEN Money Services Business (MSB) registration via FinCEN Form 107, renewed every two years; exchanges additionally need state money transmitter licences. (source: fincen.gov).
- How does ChainCosts earn from this page?
- If you open an account through a link here, the provider may pay us a commission. It never changes the price you pay, and it has no input into which cell wins a row — the published numbers decide.
At a glance
Key facts
- Market
- United States
- Verified
- Jul 31, 2026
- Data completeness
- Only figures backed by the cited sources are shown; anything we could not verify is left out.
ChainCosts may earn a commission if you sign up through a partner link on this page. This never changes the numbers we publish.
Not financial, tax, custody, or investment advice. Verify live terms with the provider before acting.
trading bonus
OKX
- market
- United States
Referral terms vary by region and account state.
Open OKXRoute fit
Who should use this page
exchange signup and trading-bonus checks where regional access, fees, and account terms matter before registration.
- Confirm the provider serves this market before creating an account.
- Check live fees, bonus terms, limits, and identity requirements on the provider site.
- Use the partner link only when the destination still matches OKX and the visible terms look acceptable.
- Do not assume availability, pricing, or bonuses are identical across countries.
- Avoid depositing or submitting documents until provider terms match your own risk tolerance.
- Remember that partner actions go through ads.chaincosts.com; official source links remain direct.
Machine-readable summaryen-US / US
- Canonical source
- https://chaincosts.com/en-US/compare/binance-vs-okx
- What this page does
- comparison screening with visible partner-link disclosure
- Offers covered
- OKX
- Evidence
- 3 cited sources: Binance trading fees, OKX trading fee rules FAQ, ChainCosts exchange fee checklist
- Partner links
- Partner actions go through ads.chaincosts.com; source links stay direct.
- Not advice
- Informational only. Verify provider terms, eligibility, and fees before acting.
Alerts
Get fee and exchange alerts
A short digest when fees, bonuses, or exchange terms materially change.
- Fee, bonus, and access changes worth checking before signup.
- Market-aware updates when an offer becomes unavailable or less competitive.
- Email or Telegram only; one contact method is enough.