Binance vs HTX: the United States numbers
HTX has the longer track record (since 2013 vs 2017). Full Binance vs HTX breakdown for United States, verified against official pages on July 31, 2026.
- Verified
- Jul 31, 2026
- Sources
- Official sources cited
- Market
- United States
Availability
Not available in United States
Sign-ups are not currently available from United States for the services reviewed here. The fee and terms research below stays available for comparison, but this page has no sign-up links.
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Binance and HTX both publish their terms — this page compares them line by line for United States. On the numbers both platforms publish, HTX takes this one for most United States users: HTX has the longer track record (since 2013 vs 2017); HTX publishes proof-of-reserves attestations. That verdict is mechanical — lower published entry-tier cost and broader published coverage win rows, and ties stay ties. Every figure was re-checked against official pages on July 31, 2026, and the row-level sources are one click away below.
Binance and its counterpart are lined up on the same published rows below — entry-tier costs, verification, coverage, and local availability — with the winning cell decided by the published number alone, re-checked on July 31, 2026. Where a platform does not publish a figure, the row says so instead of guessing, because an unpublished number is a real answer about transparency too. Use the availability row first if you are signing up from United States: a cheaper venue that cannot legally take your registration is not cheaper.
| Brand | Published value | Source | Availability | |
|---|---|---|---|---|
 Binance | Spot maker fee: 0.1% · Spot taker fee: 0.1% | Binance trading fees | Binance's US platform operator, BAM Trading Services Inc. (DBA Binance.us, Miami FL), appears on FinCEN's public MSB Registrant Search. | |
 HTX | Spot maker fee: not published · Spot taker fee: not published | HTX official website | not published |
Each check below names the platform whose published number wins that row outright, using the values re-verified on July 31, 2026. Binance and its rival keep their source links in the last row, so any cell can be audited in one click before you commit funds — and if a provider stops publishing a value, the row flips to "not published" on the next re-check rather than staying frozen.
| Check | Binance | HTX |
|---|---|---|
| Spot maker fee | 0.1% | not published |
| Spot taker fee | 0.1% | not published |
| Deposit methods | not published | Credit card, bank transfer, P2P trading |
| KYC requirements | not published | KYC required for fiat purchases and trading access; unverified/L1 users capped at 5 BTC per 24h withdrawals (Advanced KYC: 3,000 BTC/24h) |
| Listed assets | not published | 700+ cryptos (spot) |
| Proof of reserves | not published | Yes — 1:1 reserves, regular Proof of Reserves reports published |
| Founded | July 2017 | 2013 (as Huobi; rebranded HTX in September 2023) |
| Availability | not available in United States | not available in United States |
| Local registration | Binance's US platform operator, BAM Trading Services Inc. (DBA Binance.us, Miami FL), appears on FinCEN's public MSB Registrant Search. | not published |
| Official source | Binance trading fees | HTX official website |
Using Binance or HTX from United States
Signing up from United States puts Binance and HTX under a local rulebook, and it is not what the fee table alone tells you. FinCEN (Financial Crimes Enforcement Network, US Treasury) is the federal AML regulator; its guidance classifies virtual-currency exchangers as money transmitters, alongside state money-transmitter regulators. Federal baseline is FinCEN Money Services Business (MSB) registration via FinCEN Form 107, renewed every two years; exchanges additionally need state money transmitter licences. How money actually reaches the order book here: ACH bank transfer is the dominant deposit rail; the ACH Network connects essentially all US bank accounts and is operated by the Federal Reserve's FedACH and The Clearing House's EPN. Instant interbank payments are available via the Federal Reserve's FedNow Service, live since July 20, 2023, settling in near real-time at any time of day. On tax treatment in this market: The IRS treats digital assets as property, not currency; disposals of investment holdings are taxed as capital gains or losses, and all digital-asset transactions must be reported. None of this market context changes the Binance figures in the table above — it decides how you act on them.
- Which is better: Binance or HTX?
- For most United States users, HTX — HTX has the longer track record (since 2013 vs 2017). If your priority is different (coverage, track record, verification rules), the table above shows exactly where each one wins.
- How is crypto regulated in United States?
- FinCEN (Financial Crimes Enforcement Network, US Treasury) is the federal AML regulator; its guidance classifies virtual-currency exchangers as money transmitters, alongside state money-transmitter regulators. — Federal baseline is FinCEN Money Services Business (MSB) registration via FinCEN Form 107, renewed every two years; exchanges additionally need state money transmitter licences. (source: fincen.gov).
- How does ChainCosts earn from this page?
- If you open an account through a link here, the provider may pay us a commission. It never changes the price you pay, and it has no input into which cell wins a row — the published numbers decide.
At a glance
Key facts
- Market
- United States
- Verified
- Jul 31, 2026
- Data completeness
- Only figures backed by the cited sources are shown; anything we could not verify is left out.
Not financial, tax, custody, or investment advice. Verify live terms with the provider before acting.
Route fit
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Machine-readable summaryen-US / US
- Canonical source
- https://chaincosts.com/en-US/compare/binance-vs-htx
- What this page does
- comparison screening with visible partner-link disclosure
- Offers covered
- No active offers in this market
- Evidence
- 3 cited sources: Binance trading fees, HTX official website, ChainCosts exchange fee checklist
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