ChangeNOW vs StealthEX: the Kenya numbers
ChangeNOW vs StealthEX for Kenya: published fees, verification rules, and availability side by side, checked on July 31, 2026.
- Verified
- 31 Jul 2026
- Sources
- Official sources cited
- Market
- Kenya
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- Market
- en-KE / KE
- Page
- comparison
- Updated
- 31 Jul 2026
Referral terms vary by region and account state.
ChangeNOW and StealthEX both publish their terms — this page compares them line by line for Kenya. Neither platform publishes enough overlapping numbers for a mechanical verdict in Kenya, so this page puts the terms they do publish side by side, each linked to its source. Every figure was re-checked against official pages on July 31, 2026, and the row-level sources are one click away below.
exchange
ChangeNOW
- market
- Kenya
Referral terms vary by region and account state.
Swap with ChangeNOWChangeNOW and its counterpart are lined up on the same published rows below — entry-tier costs, verification, coverage, and local availability — with the winning cell decided by the published number alone, re-checked on July 31, 2026. Where a platform does not publish a figure, the row says so instead of guessing, because an unpublished number is a real answer about transparency too. Use the availability row first if you are signing up from Kenya: a cheaper venue that cannot legally take your registration is not cheaper.
| Brand | Published value | Source | Availability | |
|---|---|---|---|---|
| ChangeNOW | Fee model: All-inclusive estimate: network + liquidity-provider trading fees baked into the quoted rate; no separately published service-fee percentage; FAQ: no additional or hidden fees · Rate types: Fixed-rate mode: the exchange completes regardless of rate fluctuations, with the agreed amount guaranteed | ChangeNOW official website | accepts Kenya | Open account |
 StealthEX | Fee model: No disclosed platform fee; network fee plus liquidity-provider trading fees are included in the quoted rate (spread-inclusive estimate) · Rate types: Fixed and floating rates | StealthEX official website | accepts Kenya | Open account |
Each check below names the platform whose published number wins that row outright, using the values re-verified on July 31, 2026. ChangeNOW and its rival keep their source links in the last row, so any cell can be audited in one click before you commit funds — and if a provider stops publishing a value, the row flips to "not published" on the next re-check rather than staying frozen.
| Check | ChangeNOW | StealthEX |
|---|---|---|
| Fee model | All-inclusive estimate: network + liquidity-provider trading fees baked into the quoted rate; no separately published service-fee percentage; FAQ: no additional or hidden fees | No disclosed platform fee; network fee plus liquidity-provider trading fees are included in the quoted rate (spread-inclusive estimate) |
| Rate types | Fixed-rate mode: the exchange completes regardless of rate fluctuations, with the agreed amount guaranteed | Fixed and floating rates |
| Custody model | Non-custodial: does not hold user balances, no forced sign-up | Non-custodial / custody-free; no registration; user funds never stored on platform |
| KYC policy | No registration or continuous identity checks; certain jurisdictions require mandatory KYC; otherwise risk-based KYC in specific cases, verification via Sumsub | No KYC for crypto swaps by default; verification only in rare flagged cases (blacklisted wallets / AML flags) |
| Minimum exchange | Start from less than $2; no upper limit | not published |
| Listed assets | 1000+ assets available for exchange | 2000+ coins and tokens |
| Founded | Operating since 2017 (also footer: © 2017 – 2026 CHN Group LLC) | not published |
| Availability | accepts Kenya | accepts Kenya |
| Official source | ChangeNOW official website | StealthEX official website |
Using ChangeNOW or StealthEX from Kenya
Signing up from Kenya puts ChangeNOW and StealthEX under a local rulebook, and it is not what the fee table alone tells you. The Central Bank of Kenya (CBK) and the Capital Markets Authority (CMA) are jointly designated to license, supervise and regulate virtual asset service providers in Kenya. VASP licence under the Virtual Assets Service Providers Act, 2025 (Act No. 20 of 2025), effective November 2025; licensing opens only once implementing Regulations are issued, and no VASP has yet been licensed to operate in or from Kenya. How money actually reaches the order book here: M-Pesa mobile money is the dominant local payment rail in Kenya, and the typical deposit route for Kenyan retail crypto users. M-Pesa is operated by Safaricom, Kenya's leading mobile network operator; bank transfers and cards play a secondary role next to mobile money. On tax treatment in this market: Under the Finance Act, 2025, excise duty of 10% of the excisable value applies to fees charged on virtual assets transactions by virtual asset providers. None of this market context changes the ChangeNOW figures in the table above — it decides how you act on them.
- Which is better: ChangeNOW or StealthEX?
- The published numbers do not produce a single winner for Kenya; the table above shows which platform wins each row so you can weight what matters to you.
- How is crypto regulated in Kenya?
- The Central Bank of Kenya (CBK) and the Capital Markets Authority (CMA) are jointly designated to license, supervise and regulate virtual asset service providers in Kenya. — VASP licence under the Virtual Assets Service Providers Act, 2025 (Act No. 20 of 2025), effective November 2025; licensing opens only once implementing Regulations are issued, and no VASP has yet been licensed to operate in or from Kenya. (source: centralbank.go.ke).
- How does ChainCosts earn from this page?
- If you open an account through a link here, the provider may pay us a commission. It never changes the price you pay, and it has no input into which cell wins a row — the published numbers decide.
At a glance
Key facts
- Market
- Kenya
- Verified
- 31 Jul 2026
- Data completeness
- Only figures backed by the cited sources are shown; anything we could not verify is left out.
ChainCosts may earn a commission if you sign up through a partner link on this page. This never changes the numbers we publish.
Not financial, tax, custody, or investment advice. Verify live terms with the provider before acting.
exchange
ChangeNOW
- market
- Kenya
Referral terms vary by region and account state.
Swap with ChangeNOWexchange
StealthEX
- market
- Kenya
Referral terms vary by region and account state.
Swap with StealthEXRoute fit
Who should use this page
swap or exchange screening where users need the destination, fee model, and source references in one place.
- Confirm the provider serves this market before creating an account.
- Check live fees, bonus terms, limits, and identity requirements on the provider site.
- Use the partner link only when the destination still matches ChangeNOW and the visible terms look acceptable.
- Do not assume availability, pricing, or bonuses are identical across countries.
- Avoid depositing or submitting documents until provider terms match your own risk tolerance.
- Remember that partner actions go through ads.chaincosts.com; official source links remain direct.
Machine-readable summaryen-KE / KE
- Canonical source
- https://chaincosts.com/en-KE/compare/changenow-vs-stealthex
- What this page does
- comparison screening with visible partner-link disclosure
- Offers covered
- ChangeNOW, StealthEX
- Evidence
- 3 cited sources: ChangeNOW official website, StealthEX official website, ChainCosts exchange fee checklist
- Partner links
- Partner actions go through ads.chaincosts.com; source links stay direct.
- Not advice
- Informational only. Verify provider terms, eligibility, and fees before acting.
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